Home and land liability

A must for homeowners and property owners: homeowner's and landowner's liability; after all, it protects against damage worth millions that can quickly arise from carelessness or recklessness. A homeowner's and landowner's liability policy covers personal injury as well as property damage and financial losses that are the result of neglected road safety obligations. This can be an accident on the step in front of the front door that has not been cleared of snow or damage to a parked car that has been hit by a falling roof tile.

The insurance covers not only damage for which you as the homeowner are personally responsible, but also damage caused by authorised persons: e.g. caretakers, managers or cleaning staff.

Home and property liability insurance is also recommended for condominium owners' associations: after all, it also pays out in the event of claims by individual owners against the association or in the event of sewage damage.