Electronics insurance

Today's environment is full of technical devices that perform good services. Thus, as a rule, every company owns numerous small and large electronic helpers. Electronics insurance offers companies protection against the failure of these devices.

Electronic equipment is highly sensitive and thus reacts strongly to external influences. The risks of damage, malfunction or even destruction of electronic equipment in companies and businesses are very diverse. Damage can be caused by employees, e.g. through improper operation or negligence. Theft of laptops or computers is also a source of danger. Frequent damage also includes overvoltage damage or the penetration of moisture into the electronic devices.

If damage occurs, it is covered by electronics insurance. It covers the costs of repairs (including spare parts and labour) or reimburses the costs of purchasing new equipment. The most commonly insured electronic equipment is data technology, medical technology, office technology and measurement, testing and control technology. Both individual insurance of equipment and flat-rate insurance are possible. In addition, the integration of additional cost and software insurances often makes sense.