Water damage liability

If there is an oil tank in your house, you should definitely take out water damage liability insurance: after all, you could face immense costs if the tank leaks. In that case, you will have to pay for cleaning up the groundwater, bodies of water and soil. Water damage liability insurance covers the costs arising from personal injury, property damage and financial losses.

High sum insured recommended
Since you have to pay for the full amount of the damage after an accident, you should choose a sum insured that is as high as possible: it is not uncommon for the damage to exceed 1 million euros.

Inform the insurer immediately
If damage does occur, you must inform your insurer immediately. You must also inform your insurer if legal action has been taken against you.